by Boyd & Turner | Homeowners Insurance, Ideas, Insurance, Safety, Tips
As autumn temperatures drop, heating equipment becomes a leading cause of home fires. Burning logs in a fireplace, using a portable space heater, or lighting up a wood stove for the first time in months brings warmth—and distinct home insurance risks. Understanding...
by Boyd & Turner | Ideas, Insurance, Tips
Autumn brings cool weather, changing leaves, and cozy evenings indoors. However, as temperatures drop and fall storms approach, season-specific conditions can expose homes to unexpected damage. High winds, heavy rainfall, freezing temperatures, and falling debris...
by Boyd & Turner | Ideas, Insurance
Most of us treat our insurance policies like a gym membership: we pay the monthly fee, feel good that we have it, and then promptly forget about it. However, insurance isn’t just a “set it and forget it” expense. It is a living part of your financial...
by Boyd & Turner | Insurance, Tips
We’ve all heard the saying that some things get better with age. A vintage leather jacket, a cast-iron skillet, or a local cheddar—these things gain value as the years pass. Your insurance policy is not one of them. In the world of risk management, an old policy...
by Boyd & Turner | Ideas, Insurance, Tips
When most people think of flooding, they imagine coastal hurricanes or homes sitting right on the water’s edge. But here’s a surprising truth: over 20% of flood claims come from properties outside of high-risk flood zones. That means flooding can happen almost...
by Boyd & Turner | Ideas, Insurance
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees. Does your small business need workers’ compensation insurance? For almost all...
